Launched at the end of January 2023, this latest cooperation between ZaloPay and CIMB Vietnam Bank offers users freedom to make partial principal withdrawals without giving up the accrued interest on the remaining deposit.

The "Saving" product, an online fixed-term deposit offering facilitated by CIMB Vietnam Bank through the ZaloPay platform, stands out in the market with its outstanding interest rates. The product offers three levels of interest: 5.9%, 6%, and 6.1% per year for terms of 6, 9, and 12 months, respectively. CIMB Vietnam Bank ensures customers receive full reimbursement of both principal and interest on the maturity date, enhancing the attractiveness and reliability of this savings option.


Interest rate/12 months

6 months


9 months


12 months


In addition to the attractive interest rates, the Savings product, a collaborative effort between ZaloPay and CIMB Vietnam Bank, empowers users with the flexibility to withdraw the principal in increments. Notably, there is no limitation on the number of withdrawals permitted during the term, and users need not worry about losing interest. The interest rate applied to the withdrawn amount aligns with the non-term interest rate applicable to the payment account at the time of withdrawal. Importantly, the remaining principal continues to accrue the term interest rate as initially agreed upon, ensuring ongoing financial benefits for customers.

Currently, the Savings product allows users to deposit a minimum of 500,000 VND and a maximum of 50,000,000 VND.

Chi Le, CEO of ZaloPay, expressed her optimism about the Savings product "ZaloPay expects the Savings product to be a useful tool to help customers optimize their personal savings. The flexibility to withdraw the principal in parts makes customers feel more comfortable when saving and allows them to manage funds actively in emergency situations."

The collaboration between ZaloPay and CIMB Vietnam in launching the Savings product demonstrates the strong commitment of both parties to providing comprehensive, convenient, and safe financial solutions for Vietnamese customers.

"In the future, we will continue to expand the Savings service with many other partner banks to provide more options for customers. ZaloPay users can easily manage their funds, depending on their personal needs and the competitiveness of interest rates at each moment," Nguyen Thao My, Product Manager - Financial Services at ZaloPay emphasized. The product further underscores the considerable advantage of flexibility provided by savings products on electronic wallets compared to traditional bank-centric savings services.

For more information and instructions on how to use the Savings product on ZaloPay, please visit: